Tim Krueger
Senior Vice President, Senior Financial Advisor
34990 Emerald Coast Parkway
Destin, FL 32541
Learn more about an advisor's background on
Understanding your life priorities is an important part of how I work with the clients I serve. It’s not just about markets and returns, it’s about what matters most to you. I welcome the opportunity to show you how we can work together to create a financial approach designed around you, your goals and your aspirations.

Tim Krueger has over 38 years of experience in the financial services industry. In 1999, he founded the Krueger Group and is the senior member of the team. The group joined Merrill Lynch Wealth Management in 2006 and was later renamed Krueger, Fosdyck & Associates to recognize partner Cory Fosdyck. Tim focuses on portfolio strategies and oversees all aspects of the group. His goal is to provide financial advice in harmony with client's needs and objectives. Tim credits his success with understanding the client's current situation, goals, feelings, and family dynamics.

Tim adheres to a disciplined process that delivers a consistent yet customized wealth management experience. Before any financial decisions are made, he considers a person’s situation, taking the time to fully understand who they are and what matters most to them as individuals and as business professionals. With this intimate knowledge about what they value most, Tim is able to help establish objectives and develop an appropriate approach using strategies that draw upon the breadth and depth of Merrill and Bank of America’s resources to connect all the pieces of their financial life.

Tim was named to the Forbes "Best-in-State Wealth Advisors" list in 2022.*

*Source: The Forbes “Best-in-State Wealth Advisors” list, published on April 7, 2022. Rankings based on data as of June 30, 2021.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
Tim donates his time to emcee many charitable events in the Destin area and is actively involved with the community. He served as the 2008 and 2009 Chair of the American Cancer Society’s Cattle Barons’ Ball and was Chairman of the Safety & Public Works Committee for the City of Destin. Tim is currently a Trustee of the Destin Charity Wine Auction Foundation.

About Me

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Meet Our Professional Staff
Lindsey J Peters
Assistant Vice President, Wealth Management Associate
Katelin Dudensing
Wealth Management Client Associate
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Sarah F Prewitt
Structured Credit Executive
Bank of America, N.A.
Harvey R Nelson
Wealth Management Banking Specialist
James Camarda
Alternative Investments Regional Specialist
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
R Krueger is registered to do business in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.