Baker Rizzuto & Associates

We provide comprehensive, concierge-level financial services, including:
🔹 Wealth Planning

• Retirement strategies
• Tax-efficient investment management
• Income distribution planning
• Legacy & estate planning coordination

🔹 Investment Advisory

• Tailored portfolios based on your risk tolerance, time horizon, and priorities
• Regular portfolio reviews with timely adjustments
• Access to alternative and institutional-style investment options (when appropriate)

_{*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.}

🔹 Banking & Lending Solutions through Bank of America

• Personalized lending options including mortgages, personal loans, and lines of credit
• Strategic use of Loan Management Accounts (LMA®) for liquidity without disrupting investments
• Investment-backed lending solutions
• Banking solutions through our financial partners for high-net-worth and business clients
• Business lending consultations for entrepreneurs and practice owners

🔹 Insurance & Risk Management

• Life, disability, and long-term care coverage reviews
• Business owner & key-person strategies
• Asset preservation strategies

🔹 Cash Flow & Lifestyle Planning

• Budgeting and cash flow optimization
• Real estate & large purchase consultations
• Planning for major life events: college, weddings, home purchases

🔹 Client-Only Concierge Services

• Direct access to your advisor—call/text/email anytime
• White-glove coordination with your CPA, attorney, and other professionals
• Annual deep-dive reviews & milestone check-ins
• Proactive outreach during major market or life changes
• Educational events, client appreciation experiences, and insider briefings

Who We Work With
We focus on working with:
✅ Busy professionals
✅ Business owners
✅ Families building or transitioning wealth
✅ Retirees looking for security and simplicity
✅ Centers of influence and their referrals
Whether you're just getting started, growing a business, or thinking about retirement—we act as your financial quarterback, helping simplify complexity and empower confident decisions.
What Makes Us Different
✔️ Relationship-Driven – We prioritize people over products
✔️ Fiduciary Standard – Your best interest is always first
✔️ One Point of Contact – No call centers—just your dedicated advisor
✔️ Proactive Planning – We don't wait for you to call—we reach out
✔️ Confidential & Comprehensive – Everything stays aligned, under one roof
Ready to Talk?
We're not here to sell—we're here to help. Whether you need a second opinion or want to start fresh with an advisor who truly listens, we're ready when you are.