The King Group

Investment Philosophy

The King Group has an investment management philosophy that is focused on Efficiency across all aspects of the investment process. We are predominantly Discretionary portfolio managers who leverage our own strategies as well as managed strategies to meet clients' goals and risk tolerance. We leverage internal research and guidance from our Chief Investment Office for asset allocation and market conditions. We operate under a Fee\-Based Fiduciary platform that allows for transparency and efficient trading. We are Risk Conscious, focusing on risk\-reward and allocation decisions. We are Cost Sensitive and pay additional third\-party asset management fees only after cost value is demonstrated. We are Tax Aware and utilize tax efficient strategies and actively engage in tax\-loss harvesting to maximize clients' after\-tax returns. We believe in blending and adjusting weightings between both Active and Passive Strategies based on market conditions. We are total return investors and aim to mitigate risk through balance and diversification. When in line with a client's financial plan, we will leverage our firm's capabilities in Alternative Investments, Market\-Linked Investments, Syndicate and Annuities to help meet the family's needs and goals. If a client wants to do some self\-directed trading, we are open to them doing so on Merrill Edge. ~Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.~ ~Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.~ ~A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his/her own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third\-party investment strategies.~ ~Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high\-net\-worth investors.~ ~The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., ("Bank of America") and Merrill Lynch, Pierce, Fenner \& Smith Incorporated ("MLPF\&S" or "Merrill"), a registered broker\-dealer, registered investment adviser, [Member SIPC](http://www.sipc.org) and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Client Experience

When you partner with The King Group, you gain a team that is dedicated to understanding what matters most to you and helping you navigate both opportunities and challenges along the way. We provide ongoing strategic guidance through annual planning reviews, portfolio consultations, proactive outreach, risk management reviews, estate and legacy planning discussions, banking and lending solutions, philanthropic planning, and business succession strategies. Every interaction is guided by our core values of integrity, accountability, hard work, compassion, gratitude, positivity, and continuous learning. Our goal is to create an experience where clients feel heard, valued, and confident that they have a trusted team working alongside them at every stage of life.

Mission Statement

When Life Happens, Call The King Group Life has many ups and downs, whether through positive events like the Sale of a Business or Retirement or through more challenging times like the Loss of a Spouse or Parent or Divorce, and we want to be there for you through all of them as your family's trusted source for advice and guidance. As your experienced team, we ulitize a comprehensive approach to financial planning , clear investment philosophy and thoughtful client service experience to help guide you and your family across generations.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition