Kaufman Kast & Wasfy

Merrill Lynch Wealth Management
1800 K St NW
Washington, DC 20006
(202) 659-6070
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As one of Merrill’s most highly tenured and credentialed advisory groups, we have earned an industry-wide reputation for crafting highly customized, multi-faceted strategies that allow clients to fulfill visions for their families, enterprises, employees and communities.
Kaufman Kast & Wasfy
Merrill Lynch Wealth Management
Welcome

At Kaufman Kast & Wasfy Wealth Management, we have a proud story that continues to be told. It revolves around the relationships we enjoy with generations of clients and non-profit organizations we admire and support.


Who do we serve?

  • Ambitious individuals who want to put their wealth to work and minds at ease. Diverse in lifestyles, livelihoods and life goals, our clients include thought leaders, founders and other entrepreneurs and business owners, corporate executives, and government officials.

What do we believe?

  • Going the extra mile for clients is never going out of our way. We have structured our team to deliver a white-glove service experience that is rare among advisory teams. Our “extra hands” and” hands-on approach” allow us to be extremely proactive in helping clients plan for circumstances they anticipate and those they don’t – well in advance of critical decisions.
  • Learning and educating are at the foundation of our mission.
  • Rather than make assumptions, we make time to listen, learn and stay on top of clients’ situations and ambitions. We also look to educate at every opportunity. While our typical client is well-educated and financially astute, we prefer to set expectations early and explain the breadth and depth of our offering. The more our clients understand our perspectives on markets and risk, the more value we can provide.

To learn from clients, we ask questions meant to provoke discussions around their goals and the purpose of their wealth:

  • What do you want your money to do for you?
  • Why do you work so hard?
  • What worries you financially and otherwise?
  • What do you enjoy most?
  • How do you want to spend retirement?
  • What values guide your decisions around money?
  • Do you want to beat the market, or meet your goals?
  • How involved do you want to be in investment decisions?
  • How can we simplify your financial life?
  • What is your current advisory relationship like?
  • How would you like to financially impact your kids?

In addition to clients’ goals, we look for “holes” in their financial pictures – areas that many have been ignored in a previous advisory relationship. These “blind spots” often include insurance coverage, liability management, and estate planning considerations that need to be made sooner, rather than later.


When it comes to investments, we lean on our firm’s award-winning research and experts we’ve known for years. With a focus on managing risk, expenses and tax consequences, we favor unweighted sector indexes, core U.S. portfolios, exposure to best-in-class global and small cap stocks, and for some clients, alternative investments.


We are also highly skilled and motivated to identify opportunities on both sides of a clients’ balance sheet. Our numerous contacts throughout Merrill and Bank of America, N.A. include banking, trust and small business specialists whom we frequently “bring to the table” for residential, securities-based and other lending solutions.

Recognition
Haley Kaufman
Managing Director, Wealth Management Advisor
Forbes "America's Top Women Wealth Advisors", 2020-2021
(Published annually Feb – April. Rankings based on data as of June 30 – September 30 of prior year.)
Forbes "Best-in-State Wealth Management Teams", 2023
(Published on January 12, 2023. Rankings based on data as of March 31, 2022.)
Forbes "Best-in-State Wealth Advisors", 2018-2024
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
About Us
Retirement Plans and Planning

At Kaufman Kast & Wasfy, one area in which our practice and reputation have grown significantly is helping employers and employees make smart decisions surrounding retirement.

Justin Wasfy leads the team's efforts in the employee benefits space. He is one the few advisors in the country with a Senior Retirement Benefits Consultant designation, and one of a select circle of highly qualified and credential Merrill advisors with expertise in retirement plan construction and maintenance.
Over the last 17 years, Justin has worked with hundreds of employers and plan participants to build successful retirement plans. He holds the Certified Plan Fiduciary Advisor®CPFA® designation, awarded by the National Association of Plan Advisors.

Our mission? To help plan sponsors defer income, minimize tax consequences, enjoy cost efficiencies, and "do right" by their employees.

Specifically, we work to reduce unnecessary costs and fees, provide a strong menu of investment choices, offer a robust employee education curriculum, and brighten outcomes for employers and plan participants – all while keeping sponsors updated and in compliance with government regulations.

As part of our plan design process, we recommend and handle investment selection and performance tracking, assist in formulating an investment policy statement, conduct vendor search, enroll and educate participants, and provide overall supervision and a disciplined review process to document results and keep plan sponsors compliant with Department of Labor regulations.

Our team also coordinates and conducts quarterly and annual reviews with plan sponsors and investment committees. And because educating participants is critical to the success of any plan, we spend time talking with employees – traveling to see them, coordinating meetings through WebEx.

Often, a plan sponsor comes to us with an existing plan that was designed years ago. Upon examination, we typically see that they're paying more than necessary for fewer benefits. Thanks to our firm's powerful platform, we may be able to reduce costs while delivering a high-caliber client experience for principals and employees.

In addition to our team's knowledge and skills, we deliver the resources and thought leadership of Bank of America and its affiliates. This comprehensive approach helps clients provide a strong, healthy++,++ and fully compliant program that runs smoothly, engages employees, and simplifies the sponsor's role.

Through Merrill Fiduciary Plan Services, we can provide full or co-Investment Fiduciary coverage ERISA 3(21) or 3(38) – or Administrative Fiduciary coverage on 3(16) – plans for investment advice and recommendations made in the best interest of your plan Investment Policy Statement (IPS)*.

We look forward to coupling our abilities with our firm's resources to help meet your people's financial needs in ways that make sense for your enterprise – strategically, operationally and financially.

Meet Our Team
Haley Kaufman,

CRPC™

Managing Director, Wealth Management Advisor
202.659.6070
William Kast,

CFP®,CIMA®,CPFA™,CRPC™

Senior Vice President, Wealth Management Advisor
202.434.4706
Justin H Wasfy,

CPFA™

First Vice President, Senior Financial Advisor
202.659.7225
Bethany Kazakevicius,

CRPC™

Financial Advisor
202.659.6168
Andrew J Kahrer
Wealth Management Client Associate
202.659.7510
Andrea C Cammarano
Assistant Vice President, Wealth Management Associate
202.659.7559
Rhys Edward Owen
Wealth Management Client Associate
202.659.6084
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Alfred Imbro
Trust Specialist
Wakettia Ferguson
Wealth Management Banking Specialist
Merrill
Andrew Cervantes
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #276332
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.