Jose Rodriguez

Focus On – LGBTQ+

While virtually all investors can receive help pursuing their unique financial goals, my primary focus is on working with members of the LGBTQ+ community and their families. Whether you're planning your retirement, saving to buy a home or fund a child's education, the process begins by getting to know what you may expect from various aspects of your life. Inclusion and economic opportunity is for all. The team actively offers financial guidance that supports LGBTQ+ clients' goals and aspirations. The guidance provided to you includes helping you understand investment trends that could impact your portfolio…and guiding you in planning for a personalized income stream designed to carry you through educational funding, healthcare costs, and lifestyle desires. You will also have the opportunity to work with other professionals, as necessary, to help set current and future financial strategies. Investing with Merrill and having access to lending and credit solutions from Bank of America can help you pursue the goals that are important to you. **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Focus On – High-Net-Worth Individuals and Business Owners

I offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances. No matter what your goals may be, the process begins by defining and prioritizing your financial goals based on the following: * Health: Managing healthcare expenses, now and in the future * Home: Upsizing, downsizing, remodeling or buying a vacation home * Family: Taking care of your family and other people in your life * Leisure: Spending your free time in meaningful ways * Giving: Volunteering, mentoring others and giving to charities * Work: Working in retirement, selling or starting a business * Finance: Bringing it all together and defining your financial goals The team's industry knowledge and experience helps them provide you with: * Potential risk management strategies * Trust and estate planning services * Tax\-minimization strategies * Access to Bank of America for your credit and banking needs **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition