Harold Smith
,
First Vice President, Wealth Management Advisor
108 Main Street North
Southbury, CT 06488
203.573.5714
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Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
Profile

Harold W Smith follows a disciplined process that begins with first taking the time to get to know each client and the client’s family, their financial situation and what matters most to them, and is passionate about delivering excellent service. Harold holds the Chartered Financial Consultant® designation.

Harold is a graduate of Georgetown University and holds a graduate degree in banking as well as the following certifications: ---- CFP® –---- CERTIFIED FINANCIAL PLANNER™ mark* ---- ChFC® ---- Chartered Financial Consultant® designation

He lives in Middlebury, CT, with his wife and two children, and is a former Captain in the United States Marine Corps.

Community Service and board memberships do now or have included the United Way, Naugatuck Valley Development Corp., Waterbury Association for Retarded Citizens, Waterbury Development Corporation, Waterbury Hospital Corp., and the Y.M.C.A.

Harold has been offering knowledgeable financial advice and wealth management services for over 40+ years: • First Vice President and Wealth Management Advisor @ Merrill –-- 26 years • Executive Vice President @ Webster Bank –-- 20+ years • Member of KPMG Peat, Marwick, C.P.A.’s** --- 2 years

Harold W Smith also has experience helping clients manage concentrated stock positions or deal with the challenges of important transition events like retirement, inheritance or the sale of a business, as well as providing access to Bank of America Private Bank for clients’ trust and estate planning services needs and Bank of America for clients’ credit and lending needs. In addition, he can work with clients' attorneys, accountants and other advisors to help coordinate their financial and legacy approach.

Harold advises clients who have more than $1,000,000 aggregated between individual, family and corporate assets. He assists high net-worth clients in creating investment management strategies, wealth transfer, estate planning services, private money allocation and analyses for retirement. Harold believes clients value his disciplined approach which leverages his experience, integrity and knowledge.

|* Awarded by the Certified Financial Planner Board of Standards, Inc. Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP® Board’s initial and ongoing certification requirements. Second Disclosure: Chartered Financial Consultant® and the ChFC® marks are the property of The American College, which reserves the sole rights to its use, and is used by permission.

** FA does not provide TAX advice in his role at Merrill. I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Harold Smith is registered to do business in CA, CO, CT, FL, MA, NH, NY, SC.