David Carbone is a Vice President, a Financial Advisor, and a founder of Carbone & Associates, a wealth management team with Merrill® in Beverly Hills, California. David provides tailored advice and guidance to businesses and high-net-worth individuals and families, helping them pursue informed decisions that reflect their distinctive priorities and interests. Forward looking, he strives to connect clients to the capabilities and offerings that can have a meaningful impact on their long-term success, supporting them as they pursue a more secure and cohesive financial future.
Well versed in multiple aspects of wealth management, David begins each relationship by listening closely to each client’s background, circumstances, and ambitions. He then looks to integrate the various components of a client’s financial life into a more purposeful whole, like solving an intriguing puzzle. He is gratified to help clients simplify complexity, resolve issues, and take measurable steps toward the future they envision for themselves, their families, their businesses, and their communities.
Clients look to David for assistance with diverse needs, from portfolio design and lending, to trust and estate planning services, higher education savings, and long-term strategy. He also offers the knowledge he has gained about alternative investments, including private equity and hedge funds.
David has worked in wealth management since 2012. He began his career as an Institutional Retirement Consultant with Paychex, where he gained valuable insight into the design, implementation, and servicing of 401(k), pension, and corporate retirement plans. Three years later, he broadened his responsibilities, becoming a Financial Advisor with Merrill Lynch and addressing the needs of both institutional and high-net-worth clients. In 2017, David moved to Citigroup Global Markets, where he served in a similar capacity before returning to his roots at Merrill in 2019.
Within the firm, David holds the designation of Portfolio Manager. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies.
In his free time, David enjoys boxing and skiing.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
