Jaime Aguilera

As a Financial Advisor, I help clients bring clarity and structure to some of the most important financial decisions they will make. I work primarily with business owners and entrepreneurs, individuals approaching or entering retirement, and families focused on preserving and transferring wealth.

My approach starts with understanding what matters most to you, not simply your investment portfolio. Whether you are building wealth while running a business, preparing for retirement, evaluating retirement assets from a former employer, or thinking about the legacy you want to leave your family, I help you develop a strategy around your goals and priorities.

I believe financial planning should make your financial life easier to understand. My goal is to help clients see how their investments, retirement income, cash flow and long-term goals fit together so they can make informed financial decisions with greater confidence.

For business owners, that may mean balancing the financial demands of the business with building personal wealth. For someone approaching retirement, it may mean developing a strategy for the transition from earning a paycheck to relying on retirement income and investments. For families thinking about their legacy, it may mean helping organize their financial assets and investment strategy around the wealth they ultimately hope to pass on.

Most importantly, I want my clients to have a financial advisor they can turn to as their lives, businesses and financial priorities evolve.

_{*You have choices about what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is (if applicable). Each choice may offer different investments and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information, please contact your Merrill Financial Advisor.}