Scotland Garapedian is a Financial Advisor with Merrill in Westlake Village, California. Scotland helps clients take steady action toward a more secure financial future, unifying multiple aspects of their wealth in keeping with their goals and aspirations. As a member of a family-based team, Scotland is very comfortable working with multiple generations of families, supporting them in weighing their options and navigating the decision points associated with their careers, family dynamics, retirement ambitions, and legacy intentions.
Clients from varied paths look to Scotland and his team for assistance, including business owners, executives, professionals, and successful families. A natural connector, Scotland enjoys developing genuine relationships with clients and their loved ones, helping them streamline key components of their wealth, including investments, savings, planning, retirement strategies, business succession, pre-liquidity event planning, and access to banking and lending through Bank of America.
An empathetic listener, Scotland also serves as a reliable resource during life transitions, such as a new job, marriage, divorce, death of a loved one, or the birth of a child or grandchild. Together with his team, he helps identify a more efficient path to client objectives, helping people derive greater satisfaction from their wealth. Scotland also facilitates access to the technology and resources that can lend clarity to clients’ financial pictures, integrating the advice of locally based specialists, enterprise wide.
Earlier in his career, he served as an Annual Giving Officer with Pepperdine University. He earned his B.A. in Organizational Communication from Pepperdine, where he was named the Outstanding Student for Organizational Communication. A member of the Division I Varsity Tennis Team at Pepperdine for four years, Scotland began his tennis career as a walk-on and was named captain his senior year. He brings that same intensity, focus, and discipline to his role as a Financial Advisor, eager to contribute to the well-being of clients and their families.
Scotland lives in Oak Park, California, with his wife, Ruby, and their two young sons, Hudson and Grayson. In his free time, he enjoys playing tennis and golf.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.