After working for a number of years in the Supply Chain industry, I made a career change with the idea of helping individuals and families pursue their financial goals and dreams. Knowing Merrill’s investing insights—and access to Bank of America’s banking services—I decided to move to Merrill Lynch Wealth Management, to have the opportunity to enhance your ability to pursue what matters most to you. Wealth comes with challenges and complexities. No matter how much money you may have, putting a retirement plan in place is one of the most important things I can help you to do—while working with you on an overall financial strategy. Working together to determine your lifetime cash flow needs creates an opportunity to focus on other areas of your financial life. It’s important to really get to know your risk tolerance, time horizon, liquidity needs and goals, and to pay close attention to both sides of your balance sheet. Offering you wealth planning services as well as access to the credit, lending and banking convenience of Bank of America, provides a way to help you integrate and manage all the pieces of your financial life. I have a Bachelors degree with a major in International Business from ESPOL University. And I give time and energy to my community in a number of ways, including participating in volunteerism with Rotary International, an organization devoted to help our local community and its youth. My wife and I and our 2 children are residents of Lake Elsinore, CA.