In our role as your wealth management advisor, we use a goals-based approach to help you articulate and prioritize your objectives. Once your goals are defined, we develop a plan aligned with your tolerance for risk, implement it, and regularly review and track your progress.Our process begins with listening and asking questions to learn about you, your family, and your business and professional life. We will drill down to discover what matters the most to you. Our goal is to create a complete picture, so we can work together to establish a list of objectives, such as tax minimization, retirement income planning, funding education expenses, and passing wealth to the next generation.Once we understand where you want to go, we will work together to create a plan to help you get there. We will help you build a strategy that incorporates your time horizon, risk tolerance, and liquidity needs, while setting realistic expectations about investment performance.With a strategy in place, we then begin to make investment recommendations. We make our investment decisions with a great deal of thought and deliberation. Proposals are custom made on a client by client basis. To help us make these investment decisions, we use BofA Global Research as well as several outside sources. Our individualized screening process includes reviewing asset allocations, portfolio composition, and investment management. We will develop a relationship with your outside tax advisor, attorney, and other professionals you count on.###### *Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.