The Virnoche Group is a planning based wealth management and investment advisory team. We take full advantage of Merrill Lynch Wealth Management resources and the banking convenience of Bank of America to provide clients with a customized multigenerational wealth management plan, investment management and personal banking relationship.
We serve clients in four ways:
What makes us unique are the combined qualities we embody as a team:
We believe that research drives performance and make full use of BofA Global Research analytics and tools as well as independent research in constructing portfolios for Growth, Dividend Income, and Total Return.
We construct and manage portfolios by focusing on the long-term cash-flow potential of good businesses, rather than by trying to predict the next market move. As such, we do not seek to time the market by making predictions on short-term market action.
We look for businesses that have a unique industry position, an attractive valuation, a catalyst that creates a reason to invest, above-average returns on invested capital and a seasoned management team that has been successful in increasing shareholder wealth through the profitable allocation of company resources over time.
Once the quantitative aspect of the screening process is complete, we determine if the business fits into an investment theme that we believe is valid in the current economic environment. We ask ourselves: "Is this a business we want clients whom we advise to own now?"
It has been our experience that a business may need to be held for many years to experience its full potential. Therefore, investors in our portfolios should have a minimum investment horizon of three to five years.
We also invest directly in investment grade taxable and tax free fixed income securities with the objective of adding additional income and diversification within an overall relationship.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.