Michael Leeder
Your wealth can mean different things. Security for yourself and the people you love. Opportunity for the next generation. Capital for a next business venture. A pathway for investment growth. Purchasing power for a home or other significant purchase.
I’m Michael Leeder, and I appreciate all of those intentions. I’m a Senior Vice President, a Wealth Management Advisor, and the Resident Director at Merrill Lynch Wealth Management in San Luis Obispo.
I joined Merrill in 2004 after a career in the tech industry. I hold a Bachelor’s degree from USC.
Speak with me for a few minutes, and I feel that you’ll notice something: I ask the right questions, and I pay attention to the answers. I care about you and what you’ve done.
I’ve advised an accomplished clientele for many years, so I know the ways we can help add value to your life. Here’s what you can expect:
• We bring you the firm. Merrill and the banking convenience of Bank of America offer stability and breadth that are difficult to replicate. From alternative investments, retirement planning, and trust services to access to lending and private banking, we go beyond investing to help you unify the many moving parts of your wealth.
• We see beyond the basics. Your financial goals are important. We’ve worked with similarly situated families many times before, so we offer techniques and planning tools designed to help you gain momentum toward your objectives. I hold two industry credentials, helping to bring you a more sophisticated perspective on your wealth:
CFP®, CERTIFIED FINANCIAL PLANNER® professional
CPFA®, Certified Plan Fiduciary Advisor®
• We appreciate what matters to you. We take the time to discern your story—your assets and liabilities, but also your aspirations, family situation, tax circumstances, and financial concerns. Our goal is to support you in deriving greater satisfaction and harmony from your wealth—as you see it.
• We add ease to your life. We pride ourselves on our high-touch service model. We look to relieve the burdens that wealth can pose—endless paperwork, nameless call centers, and staying on hold. When you call us, you will speak with a real person who understands your situation. We collaborate well with your outside tax and legal advisors, particularly at tax time and with estate-planning considerations.
• We want you to thrive. Ultimately, your wealth is not about the size of your balance sheet but about finding fulfillment—both for yourself and the people who need you. We take this mission seriously, helping you move forward with measurable steps toward your life well-lived, both now and for decades to come.
Reach me directly:
Michael Leeder, CFP®, CPFA®
805-596-2236
michael_leeder@ml.com
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
**Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
When you own your own business, you invest so much in your work it can be difficult to find time to manage your wealth. You are pulled in many directions—your home, family, community—in addition to your professional commitments.
That's where I can help. I'm Michael Leeder, Senior Vice President, Wealth Management Advisor, and Resident Director at Merrill Lynch Wealth Management.
I've worked with a number of founders and business owners in technology, medicine, real estate and industry. They come to me with the following needs:
• Saving more for retirement—their own and their employees.
• Transferring wealth to the next generation in a tax-sensitive manner.
• Generating liquidity through lending and access to capital.
• Maintaining their lifestyle when they can no longer rely on a steady paycheck.
• Investing to generate cash flow after the sale of their business.
• Accessing financing for their business, home, or other significant purchase.
My team and I can walk you through ways to address those needs, integrating the insights of specialists in wealth transfer, lending, investing, and Merrill's Private Sales Referral Network (PSRN).
We know your time is valuable, so here are four points we want to convey:
• It pays to start early. The sooner we meet, the sooner we can help you discern what you want to accomplish for your business structure, retirement vehicles, investing and planning options.
• We broaden your opportunity set. We can help you identify techniques you may not be aware of to help you save a greater percentage of your wealth to pursue your retirement goals.
• We work well with your outside advisors. Your tax and legal advisors are an integral part of our team. We are strong collaborators, known for proactive outreach and precise execution.
• You will regain time in your life. If you feel your wealth is not receiving the attention it deserves, we are poised to relieve that pressure. We are a hard-working team, eager to support your ambitions, relieve administrative burdens, and create precious free time.
Reach me directly:
Michael P Leeder, CPFA®, CFP®
805-596-2236
michael_leeder@ml.com
*BofA Securities offers M&A solutions for midsize companies with $2 million+ of trailing EBITDA. Investment banking boutiques in the Private Sales Referral Network are registered broker-dealers with the SEC. Each operates independently, is not an agent of Bank of America, N.A., BofA Securities, Inc., and/or Merrill Lynch, Pierce, Fenner & Smith Incorporated, and will be the exclusive provider of investment banking services.
In 2018, our son Dylan was diagnosed with leukemia. As you can imagine, my wife and I were shocked and terrified. The focus of our lives changed from everyday activities we took for granted to moments...
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
