Rich Velez
Vice President, Senior Financial Advisor
555 California St
San Francisco, CA 94104
Learn more about an advisor's background on
Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.

Richard Velez is a Senior Financial Advisor in the San Francisco Merrill office. As a Senior Financial Advisor, Richard uses his access to the investment resources of Merrill and banking strength of Bank of America to help address the various aspects of clients’ financial lives. He works with affluent individuals, families, and small businesses to help identify their primary goals — including investing, education funding, tax minimization, and retirement plan services and then commits himself to crafting strategies designed to help them achieve their desired outcomes.

In addition to attention to investing, Richard can offer clients access to a Wealth Management Lending Officer from Bank of America, N.A. who can provide strategic and personalized home financing guidance focused on your needs.  Working together, your Financial Advisor team and Lending Officer can draw upon an expansive array of home financing solutions designed to fit into your overall financial strategy and help you pursue your financial objectives.  The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

Richard works to provide an exceptional level of client care and service, and he invites you to contact him to see how his knowledge and service can help meet your financial needs.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
Richard Velez is registered to do business in AZ, CA, FL, GA, IL, NC, NV, NY, OH, OK, PA, SC, WA.