Richard Velez is a Senior Financial Advisor in the San Francisco Merrill office. As a Senior Financial Advisor, Richard uses his access to the investment resources of Merrill and banking strength of Bank of America to help address the various aspects of clients’ financial lives. He works with affluent individuals, families, and small businesses to help identify their primary goals — including investing, education funding, tax minimization, and retirement plan services and then commits himself to crafting strategies designed to help them achieve their desired outcomes.

In addition to attention to investing, Richard can offer clients access to a Wealth Management Lending Officer from Bank of America, N.A. who can provide strategic and personalized home financing guidance focused on your needs.  Working together, your Financial Advisor team and Lending Officer can draw upon an expansive array of home financing solutions designed to fit into your overall financial strategy and help you pursue your financial objectives.  The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

Richard works to provide an exceptional level of client care and service, and he invites you to contact him to see how his knowledge and service can help meet your financial needs.

NMLS#1161721  
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.