Our team brings over 30 years of experience working with high net worth families with complex estate planning and financial needs. We strive to align family values with financial goals, typically working with the entire family and often several generations.In managing portfolios, we strive to maximize after tax, after fee returns with a focus on asset allocation. We typically employ a core index based strategy with tax loss harvesting, and satellite strategy with tactical tilts and alternative investments based on our office of CIO recommendations.*Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.**Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.***The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).******Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.