Julie L. Small, CFP^®, CRPC^®, CPFA^® is a Senior Vice President-Wealth Management Advisor in the Roseville, CA Merrill Lynch Wealth Management office.  Julie earned the designations of CERTIFIED FINANCIAL PLANNER^{® ™} CFP^® professional and Chartered Retirement Planning Counselor^TM CRPC^®. Julie recently obtained her Certified Fiduciary Plan Advisor, CPFA^®, designation for retirement plans.

Julie is committed to helping high net worth clients achieve financial security through retirement planning, liability and insurance management, as well as investment management.  In conjunction with you, Julie considers your whole life, taking the time to fully understand you and what matters most to you as an individual and as a business professional.  With this intimate knowledge about what you value most, and based on your personal risk tolerance, time horizon and liquidity needs, Julie helps you establish objectives and develop appropriate strategies designed to achieve your goals.  Drawing on the deep and broad resources of Merrill, Julie will connect all of the pieces of your financial life into a coordinated plan to help achieve what you consider most important for your life.  Towards this end, she conducts regular reviews with you to help you track your progress to your goals and to keep your strategies consistent with any changes occurring in your life and/or business.

In addition to serving individual and businesses, Julie assists Not For Profit Organizations and Foundations with optimizing the management of their resources.

Julie earned her Bachelor of Fine Arts Degree from the University of Arizona in 1988.  She enjoyed a career in Graphic Design prior to joining Merrill in 1991.  Julie has lived in the Sacramento region since 1991 and is active in the community by serving on the Board of Directors of her daughter’s former school.  Julie currently resides in Granite Bay, CA and enjoys spending time with her husband, daughter and friends.

*Merrill Life Agency's California License Number 0522776
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.