Hratch Andreassian, CFP^®, CIMA^®, CPWA^®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Hratch works with high-net-worth individuals, retirees, business owners and foundations to help meet their goals. He focuses on array of wealth management strategies, including investment guidance and risk management, lending and liability management, retirement income planning, asset preservation strategies, wealth transfer and tax minimization, charitable and estate planning strategies.

Hratch is deeply passionate about helping his clients pursue what's important to them. With over 19 years of experience and as a qualified Portfolio Manager, he brings a seasoned perspective to managing and simplifying the financial lives of his clients by leveraging the resources and services of one of the world's largest investment firms with a thoroughly customized approach to wealth management.

Hratch is committed to lifelong learning and staying at the forefront of the industry. In addition to his MBA degree with a concentration in finance, Hratch has obtained three advanced professional certifications: CFP^® professional, CIMA^® and CPWA^® from leading institutions and completes continuing professional education on an annual basis.

The CERTIFIED FINANCIAL PLANNER^™, CFP^® certification is one of the most recognized and respected credentials in the financial services profession.

Certified Investment Management Analyst^® (CIMA^®) is an advanced professional certification awarded by the Investments & Wealth Institute^™ and taught in conjunction with The Wharton School at the University of Pennsylvania.

Certified Private Wealth Advisor^® (CPWA^®) designation is awarded by the Investments & Wealth Institute^™ and taught in conjunction with The Booth School of Business at the University of Chicago.

Hratch and his wife Olga live in Glendale, California and are proud parents to their children Michael, Sophia and Isabella.  In his spare time, Hratch enjoys spending time with his family, practicing yoga, cycling, golfing, skiing and photography.

*A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.

*Lending Services are through Bank of America, N.A.
Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP^® and CERTIFIED FINANCIAL PLANNER^™ in the U.S.  Investments & Wealth Institute^™ (The Institute) is the owner of the certification marks CIMA^® and Certified Investment Management Analyst^®. Use of CIMA^®, and/or Certified Investment Management Analyst^® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.  A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.  Lending Services are through Bank of America, N.A.