Hratch Andreassian
,
Senior Vice President, Wealth Management Advisor
800 E Colorado Blvd
Pasadena, CA 91101
626.817.6816
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I help my clients navigate the investment markets thoughtfully and purposefully, sensitive to their risk tolerance, cash-flow needs, and personal objectives. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
Profile

Hratch Andreassian, CFP®, CIMA®, CPWA®
Senior Vice President
Wealth Management Advisor
Portfolio Manager

Hratch works with high-net-worth individuals, retirees, business owners and foundations to help meet their goals. He focuses on array of wealth management strategies, including investment guidance and risk management, lending and liability management, retirement income planning, asset preservation strategies, wealth transfer and tax minimization, charitable and estate planning strategies.

Hratch is deeply passionate about helping his clients pursue what's important to them. With over 19 years of experience and as a qualified Portfolio Manager, he brings a seasoned perspective to managing and simplifying the financial lives of his clients by leveraging the resources and services of one of the world's largest investment firms with a thoroughly customized approach to wealth management.

Hratch is committed to lifelong learning and staying at the forefront of the industry. In addition to his MBA degree with a concentration in finance, Hratch has obtained three advanced professional certifications: CFP® professional, CIMA® and CPWA® from leading institutions and completes continuing professional education on an annual basis.

The CERTIFIED FINANCIAL PLANNER, CFP® certification is one of the most recognized and respected credentials in the financial services profession.

Certified Investment Management Analyst® (CIMA®) is an advanced professional certification awarded by the Investments & Wealth Institute and taught in conjunction with The Wharton School at the University of Pennsylvania.

Certified Private Wealth Advisor® (CPWA®) designation is awarded by the Investments & Wealth Institute and taught in conjunction with The Booth School of Business at the University of Chicago.

Hratch and his wife Olga live in Glendale, California and are proud parents to their children Michael, Sophia and Isabella.  In his spare time, Hratch enjoys spending time with his family, practicing yoga, cycling, golfing, skiing and photography.

*A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.

*Lending Services are through Bank of America, N.A.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER in the U.S.  Investments & Wealth Institute (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.  A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.  Lending Services are through Bank of America, N.A.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Ally Bowdoin
Wealth Strategies Advisor
Bank of America, N.A.
Bryant Wolfson
Alternative Investments Regional Specialist
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Hratch Andreassian is registered to do business in CA, DE, IL, NC, NJ, NM, NV, UT, VA.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®, CPWA® and Certified Private Wealth Advisor®. Use of CIMA®, and/or Certified Investment Management Analyst®, CPWA® and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for certification.