Alvin Lam

A Personal Foundation in Financial Values
Growing up in Chinatown Los Angeles, Alvin saw firsthand how financial stability shapes lives. He remembers standing in long lines with his grandparents at the local Bank of America, watching them cash checks to put food on the table. These early experiences instilled in him a deep respect for money and its role in helping families thrive.



Financial Planning Rooted in Real-World Experience
Today, Alvin serves as a Senior Financial Advisor in Pasadena, working closely with business owners, physicians, and multigenerational families to help them build and preserve wealth. His personal journey—including supporting a brother with special needs—gives him unique insight into the financial challenges faced by special needs families.
Alvin is known for his practical, empathetic approach to financial planning. “I enjoy working with clients who’ve sacrificed and saved—those with a blue-collar work ethic,” he says. “I understand where they’re coming from, and by listening carefully, I help them define meaningful goals and create strategies they can follow with confidence.”



Investment Strategies Tailored to Your Goals
As a Senior Portfolio Advisor, Alvin leverages Merrill’s Chief Investment Office models to design custom investment portfolios tailored to each client’s objectives. These portfolios may include:

• Equities and fixed income strategies

• Alternative investments* such as private equity, hedge funds, and real assets*
  
  Alvin helps clients understand how diversified investment strategies, including alternative assets, can support long-term growth, manage risk, and align with their evolving financial goals.
  
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  Lending Solutions and Holistic Wealth Guidance
  Alvin helps clients manage both sides of their financial lives—assets and liabilities—and offers access to Bank of America lending solutions, including:

• Residential and securities-based lending

• Commercial property financing

• Practice solutions for physicians
  
  He also works closely with clients' CPAs, attorneys, and third-party administrators to support financial planning and estate planning coordination, helping clients align their financial decisions with their broader life goals.
  
  
  
  Community Engagement & Personal Interests
  Before joining Merrill in 2016, Alvin spent over four years at JPMorgan Securities as a private client banker. He is a graduate of California State Polytechnic University, Pomona, and remains committed to serving underserved communities. He volunteers with the Los Angeles Dodgers Foundation and has held leadership roles in local Asian-American organizations.
  Alvin resides in Monrovia, CA, and enjoys traveling, golf, and Formula One racing.
  
  
  
  Why Alvin Feels That Clients Choose to Work With Him

• Deep understanding of special needs family planning

• Bilingual service in Mandarin, Cantonese, and English

• Strategic investment guidance tailored to individual goals

• Access to Bank of America lending solutions

• Committed to being a trusted advisor with real-world financial insight and estate planning coordination with your attorney
  
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  Let’s Build Your Financial Future Together
  Looking for a financial advisor who understands your values and long-term goals?
  Connect with Alvin to schedule a personalized consultation and explore how thoughtful financial planning and coordinated wealth strategies can help you move forward with clarity and confidence.
  
  *NMLS#845941
  
  *The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of BofA Corp. This information should not be construed as investment advice and is subject to change. It is provided for informational purposes only and is not intended to be either a specific offer by Bank of America, Merrill or any affiliate to sell or provide, or a specific invitation for a consumer to apply for, any particular retail financial product or service that may be available.
  
  * Some or all alternative investments may not be appropriate for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other appropriate investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.*