Morales, Cooper & Associates

At Morales, Cooper & Associates, we are proud of the clients we serve – and how we serve them. These hardworking individuals and families have achieved significant wealth and continue to do so with values and passion that inspire us. As their responsive, go-to resource for virtually any financial need, we stand ready to help these high achievers, achieve more.

Who do we assist? Owners of family enterprises, physicians and attorneys, tribal governments, non-profit organizations, endowments and private foundations in Los Angeles, Orange and San Bernardino counties. Given the diversity of clients and their professions, we immerse ourselves in their professional and personal lives. By establishing open and honest channels of communication with clients, we can help them prepare for – and benefit from – the opportunities of wealth.

The way we see things, talking frequently with clients is critical. Equally important is working closely with both spouses and clients’ adult children, whenever possible.  We bring real-world perspectives to clients. Having “been there, done that,” the time we spend with clients often results in shared experiences and them wanting to meet our children, just as we’ve met theirs.  
 
In discussing their families, we often remind clients that part of our job is helping them leave memories, not just money – that it’s important to find joy along the path to meaningful outcomes. In these conversations, we ask what clients may define as their life’s most rewarding moments to date.

When it comes to investing, we take our cues from clients and the rigorous planning process in which they’re involved. With many clients owning businesses, we work to diversify their portfolios – typically with tax minimization strategies that include municipal bonds, alternative investments and other asset classes.

Wise intergenerational wealth management is also a primary focus for clients. For this reason and with clients’ permission, we coordinate with their attorneys and CPAs to align strategies. To help ensure positive outcomes, we also revisit previous discussions, set up trust accounts and update documents. 

The quality and longevity of our client relationships remind us of the roles we play and the trust we’ve earned.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.