Nicholas McCutcheon

Nick McCutcheon is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management. He provides steady leadership and focused guidance to a diverse clientele—entrepreneurs, business owners, executives, retirees, and foundations—helping them adopt a more strategic approach to growing and preserving their wealth. He advises clients across their financial landscape—banking, strategic lending, and wealth management. Nick shares the insights he has gained from guiding individuals and families through significant financial decisions, offering clarity, structure, and foresight.

Nick has earned national recognition for his work:

• Forbes “America's Top Next-Gen Wealth Advisors Best in State,” 2025 (Published August 6, 2025; rankings based on data as of March 31, 2025)
  
  Nick’s path to wealth management reflects his belief in discipline and teamwork. As a four‑year member of the Men’s Varsity Rowing Team at the University of California, Berkeley, he honed the value of sustained effort in pursuit of a shared goal. He brings that same mindset to his client relationships and team. He views his clients and team as an extension of his family and brings a deeply ingrained work ethic. In turn, clients see Nick as an essential problem‑solver—someone who becomes part of their inner circle and helps them align their vision for their life, wealth, and legacy. Nick began his career in 2015 in the lending industry, developing a strong foundation in residential and commercial lending. He joined Bank of America Private Bank in 2018 as a Vice President and Private Client Advisor, then moved to Morgan Stanley in 2020 as a Financial Advisor and Vice President. His return to Merrill in 2022 represents a personal homecoming: his grandmother was a Bank of America Loan Officer, and his parents met at the firm more than 40 years ago.   Nick is a graduate of the Haas School of Business at the University of California, Berkeley, as well as Mater Dei High School in Santa Ana. Outside the office, Nick is a family man. He loves spending time with his wife, Adriana—a Physician Assistant specializing in cardiology—and their three young children: Madison, Daniel, and Thomas.
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  *2025 Forbes “Top Next-Gen Wealth Advisors Best-in-State” list. Opinions provided by SHOOK® Research, LLC considered advisors born in 1986 or later with a minimum 4 years as an advisor. Advisors have built their practices, lead their own teams, joined teams, are considered future leaders, or combinations thereof. Ranking is based on in-person and telephone due-diligence meetings that measure best practices, client retention, industry experience, compliance records, firm nominations, assets under management and Firm-generated revenue (investment performance is not a criterion). SHOOK’s rankings do not reflect all client experiences, endorse any advisor, indicate future performance and are available for client evaluation only. Compensation was not received from anyone for the study. Past performance is no guarantee of future results. Details available at SHOOK Research website. SHOOK is a registered trademark of SHOOK Research, LLC.