Justin B. Lacey
Justin works with successful, time constrained executives, business owners, physicians and attorneys who want their financial lives organized, protected, and aligned with what matters most. His focus is helping clients reduce exposure to unexpected but potentially financially significant events while implementing thoughtful strategies to grow and preserve wealth with clarity and purpose.
Justin’s passion for this work is deeply personal. He witnessed how his father’s health challenges disrupted his parents’ financial stability and changed their lives. Originally an accountant, Justin chose a different path to become the advisor he wished his family had, helping clients anticipate risk, prepare for uncertainty, and build a more resilient financial foundation. Justin holds a Certified Public Accountant (CPA®) license* and is also a CERTIFIED FINANCIAL PLANNER® professional, in addition to holding advanced financial planning designations.
By working with a select group of clients, Justin delivers comprehensive planning and investment strategies designed to simplify complexity and reduce the time they spend managing their finances. Clients rely on him to provide structure, discipline, and proactive guidance so they can focus more on their careers, families, and living their best lives. His planning based approach is ongoing, helping identify gaps, manage risk, and adapt as circumstances evolve.
Justin works best with individuals and families facing financial complexity, including concentrated positions, business ownership, multiple income streams, or competing priorities that require coordination across investments, taxes, and risk management.
Justin graduated Magna Cum Laude from the University of Southern California, earning a double major in Business Administration and Accounting.*
*Justin does not provide tax advice in his role with Merrill.
As your Merrill advisor, I offer advice and guidance based on your goals and priorities -- for yourself and your family. Our approach to financial planning places you -- not the market -- at the center of our focus. I can help you understand the pros and cons of every potential decision, and help you maintain discipline so you can pursue your most important goals. As your needs or market conditions change, I will continue to collaborate with you and help you organize your financial life so that we can agree upon adjustments to your plan, as needed.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
