Pamela Carter

Pamela Carter is a Vice President and a Wealth Management Advisor with Merrill Lynch Wealth Management. Pamela provides reliable leadership and focused attention to the clients in her care, designing tailored strategies to help them pursue their goals more effectively. Proud to serve an accomplished clientele, Pamela has experience addressing the needs of business owners, corporate executives, women, retirees, and multigenerational families. She also addresses the specific needs of professional athletes, coaches, agents, entertainment personalities, and creatives. Pamela creates detailed wealth management plans for clients, helping them organize their wealth, develop tax-sensitive strategies, discern their priorities, and delineate concrete steps to advance their objectives.

Pamela is particularly skilled in helping clients anticipate issues that may lie ahead, allowing them to navigate those decision points with greater poise. She enjoys a collaborative relationship with clients, sharing their vantage points and looking out for their well-being: “We sit on the same side of the table,” she says, “developing a level of trust that grows over time.” An engineer by training, Pamela is also a resolute problem solver who looks to identify underlying efficiencies and remedy possible gaps.Pamela has worked as a Financial Advisor since 2003.

Prior to rejoining Merrill Lynch Wealth Management in 2022, she spent 11 years with UBS Earlier in her career, she served for three-and-a-half years with Merrill, also in Newport Beach. A graduate of California State Polytechnic University - Pomona, Pamela earned her undergraduate degree in Industrial Engineering and her MBA with an emphasis in Finance from the Drucker-Ito School of Management at Claremont Graduate University. Committed to professional excellence, Pamela has earned a number of esteemed industry credentials. She holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor^TM designation, the Certified Exit Planning Advisor designation, and the Sports & Entertainment Accredited Wealth Management Advisor^TM designation. Within the firm, Pamela is a specially qualified Portfolio Manager who can help clients pursue their objectives by managing on a discretionary basis her own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. She offers access to a broad selection of investments, including individual funds, equities, and fixed income securities.

As an Advisor, Pamela is obligated to serve a client’s best interests and place them ahead of her own. Clients entrust her with discretion, delegating their authority to pursue their goals and manage day-to-day investing decisions on their behalf. Born and raised in California, Pamela enjoys the many beauties of her home state. She loves to spend time with her husband, Steven, and her daughter, Diana, who is a student at California State University, Fullerton. In their free hours, Pamela and Steven enjoy traveling, golf, and staying fit. Pamela also enjoys learning and speaking French in her weekly global book club.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.