Eric Chu

Trust, Estate, & Retirement

We support complex estate planning and wealth transfer needs through specialized services such as trust and estate settlement, Delaware trust strategies, IRA stratgies, and managed agency services. These offerings help ensure a smooth transition of assets and alignment with long\-term estate plans. Support estate planning needs and wealth transfer with: * Trust and Estate Settlement Services * Delaware Trust Strategies * Individual Retirement Account (IRA) Strategies * Managed Agency Services (Agent of Trustee)

Family Office Services

Our team helps streamline family office operations by providing support with asset acquisition and disposition, financial reporting, household accounting, risk management, and tax administration. These services are designed to simplify oversight and enhance financial clarity for families with significant wealth. Streamline and support family wealth operations: * Asset Acquisition \& Disposition Consulting * Financial \& Consolidated Reporting * Household Accounting Services * Risk Management \& Insurance * Tax Administration Services *~\*Merrill Lynch Family Office Services are offered through Merrill Lynch, Pierce, Fenner \& Smith Incorporated (also referred to as "MLPF\&S" or "Merrill"). In connection with its Family Office Services, Merrill is not acting in the capacity as a broker\-dealer, nor as a registered investment adviser. Accordingly, through its Family Office Services, Merrill is not offering, and its clients are not paying for, advice with respect to securities, the purchase or sale of securities, or the valuation thereof, nor do Merrill Lynch's Family Office Services encompass financial planning, discretionary account management, or any other securities\-related accounts, products or services. Merrill offers a broad array of brokerage and investment advisory accounts, products and services through other parts of its business outside of Family Office Services, which are subject to separate agreements, disclosures, and fee arrangements, and may be procured by applying or enrolling and contracting through those other business channels. Please contact your Financial Advisor or Private Wealth Advisor with questions regarding Merrill's brokerage or investment advisory offerings. Family Office Services can provide tax advice; however, Merrill, its affiliates and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.~*

Financial Education & Generational Planning

We prepare clients and their families for long\-term success through programs focused on governance, financial literacy, and legacy planning. This includes family wealth dynamics education, financial boot camps, and resources for the rising generation. Prepare clients and their families for long\-term success with: * Financial Wealth Dynamics \& Governance Programs * Financial Boot Camps * Next Generation Education Resources * UHNW Strategic Wealth Advisory Group

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition