Stephen Cote is a Senior Financial Advisor with Merrill Lynch Wealth Management, having spent the past 15 years cultivating client relationships at the firm. He has an incredibly high dedication to client service. His primary driving force is to keep his client's best interest in mind when delivering on their financial goals. He believes that a thoughtfully executed financial plan starts with the mitigation of permanent capital loss, developing a savings plan to effectively grow and preserve wealth over time and actively working to minimize taxes while investing for the future. He works with a small number of families on customizing unique plans tailored to each households needs. He remains committed to ongoing education as evidenced by attaining both the Certified Portfolio Manager®, CPM® and Chartered Retirement Planning Counselor™, CRPC™ designations. Originally from Massachusetts, where he has maintained strong family roots, he works and resides in La Jolla, is married and he has his wife welcomed their first child in 2024.

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The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.