BMC Wealth Management Group
Merrill Lynch Wealth Management
BMC Wealth Management Group, helps accomplished people, accomplish more – for themselves and the people they love. The family-office-style environment we provide reflects our holistic banking and investing tradition and inspires our concentrated focus and attention. We advise individuals and families from all walks of life. They include successful entrepreneurs, attorneys, physicians and tech industry executives – in the San Diego area, the Bay Area, throughout California, and in Mexico. With no cookie cutter clients, we don’t make assumptions. Instead, we make time to appreciate who they are, who they care about, and how we can serve their best interests, as they grow in complexity. To learn, we ask questions of clients over the course of each relationship (not just at the outset): ‘’What’s your primary financial concern – your retirement, caring for your children, or an elderly parent? “What’s your philosophy around money?” “What’s the purpose of your wealth?” “What’s your vision of a meaningful life – and how can we be relevant to that vision?” “What role would you like us to play?” “Why have you come to us – and why now?” In addition to a client’s goals, we look for “holes” in their financial picture – areas that may need further examination – trust documents, liabilities and, especially wealth transfer and other legacy considerations for their children and grandchildren. Truth be told, wealth transfer and wealth planning is an area in which we focus intensely. Why? Because proper estate planning can create enduring results – the kind that benefit generations to come. That is why we may ask for the names of clients’ CPAs and attorneys, to align our strategies – and save clients the time of coordinating our efforts.
*Banking Services are through Bank of America, N.A.
When it comes to investments, we take cues from clients, the markets and our firm's Chief Investment Office for overall asset allocation. To help mitigate investment risk and tax consequences, we build portfolios that span asset classes – focused closely on each client's financial goals and personal preferences.
What do we believe?
- The depth and breadth of our multi-generational planning distinguishes our practice and the enduring benefits that clients can enjoy.
- Many clients are referred to us in advance of significant liquidity events. We believe our proactive, hands-on approach and deep experience in this area are major reasons.
- Trusted relationships can only be built over time. Many clients have not only referred others, but in the process, have become our good friends.
It is our privilege to help clients we admire for their visions and values. As advisors and sounding boards, we are here to provide thoughtful guidance and simplify their financial lives, so that they can focus on what most excites them – perhaps, the business they founded, the career in front of them, or the family that makes life worthwhile. Or maybe it's a cause that's close to their heart.
*The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., ("Bank of America") and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S" or "Merrill"), a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
