Lu & Martin Wealth Management

Merrill Lynch Wealth Management
100 Spectrum Center Dr
Irvine, CA 92618
(949) 598.5444
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Our mission is to empower you with comprehensive wealth management strategies tailored to your unique needs. We understand that managing wealth is more than just numbers; it's about realizing your life's goals and securing your future. Let's embark on this journey together, with your goals as our guide and our experience at your service. Welcome to Lu & Martin Wealth Management, where your financial future is in capable hands.
Lu & Martin Wealth Management
Recognition
Ryan Martin
First Vice President, Wealth Management Advisor
Forbes "Best-in-State Wealth Management Teams", 2025
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About Us
Financial & Cash Flow Modeling

Every client family is unique. The cornerstone of our practice is built upon our financial & cash flow models. These models allow us to better understand our clients current and future needs. Once these models are built, we aim to consolidate, simplify, and harmonize all assets and liability to help ensure a successful outcome. This gives our clients the ability to live their lives by design. Our models consist of:

  • Net worth statement
  • Stated goals
  • Current & future expected income
  • Current & future expected expenses
  • Achievable lifestyle adjusted for inflation
  • Cash flow model
  • Scenario comparisons for decision making
  • Estate planning strategy
Meet Our Team
Du Lu,

CPFA®, CRPC™

Senior Vice President, Senior Financial Advisor
949.598.5404
Ryan Martin,

CEPA®, CIMA®, CPFA®

First Vice President, Wealth Management Advisor
949.598.5444
Natalie Adams
Registered Senior Wealth Management Client Associate
949.859.2959
Sadef Zandi
Officer, Wealth Management Client Associate (FP)
949.859.2921
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Sara Burns
Wealth Strategies Advisor
Merrill
Daniel Orozco
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #1200302
Mason Parver
Wealth Management Banking Specialist
Merrill
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Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.