Jones Zafari Group

Why Us, Why Now

**Why Choose the Jones Zafari Group and Why Now** Most clients come to us during a significant financial transition: selling a business, managing a concentrated stock position, inheriting family wealth, or re\-evaluating a current wealth advisor. Whether you are stepping into new wealth, preparing for a liquidity event, or seeking a more qualified private wealth management team in California or elsewhere in the US, we help you make thoughtful decisions with a clear plan behind them. **What sets us apart** * **Coordination that actually happens.** We work alongside your CPA and attorney so investment, tax, and estate decisions move together. * **A personal, dedicated team.** Every client is covered by two client relationship managers, a client associate, and an analyst who know you and your family well, backed by specialists in planning, trust, and lending. There's always someone available who knows your situation, so you never have to start from the beginning. * **Experience with complexity.** Concentrated positions, pre\-liquidity planning, multi\-entity structures, and equity compensation are areas we have multiple years of experience with. * **A network, not just a relationship.** Our clients are founders, executives, and families across industries and that community creates insight and access beyond the traditional advisory model. * **Continuity.** Our multigenerational team structure means your plan outlasts any one person's career. **Why now:** the decisions with the greatest impact (entity structure, gifting, charitable strategy, diversification) are usually the ones with the shortest windows. Earlier conversations create more options. ~Trust, fiduciary, and investment management services are provided by Bank of America, N.A., Member FDIC, and wholly owned subsidiary of Bank of America Corporation ("BofA Corp."), and its agents.~

Who We Serve

**We work with people navigating financial turning points in their lives or careers. The details differ, but the need is the same: clarity, coordination, and a plan that holds up over time.** * **Business Owners \& Entrepreneurs** — Planning before, during, and after a business sale or liquidity event, so more of what you built stays with you and your family. * **Corporate Executives** — Managing concentrated stock, equity compensation, and deferred comp decisions within the limits of trading windows and insider rules. * **Women Wealth Creators** — A plan built on your own priorities, whether you're building a company, leading one, or taking charge of wealth after a life change. * **Multigenerational Families** — Coordinating trusts, estate strategy, and next\-generation education so family wealth and values carry forward across generations. * **Sports \& Entertainment** — Turning a short run of high earnings into lasting wealth, with disciplined cash flow and tax planning strategies across irregular, multi\-state income.

Insight

**Insight** In a life with significant wealth, the financial decisions you make can often have a cascading effect — impacting you, your family, your business and even the greater community. We understand the nuances of these challenges and can help give you the insight you need to navigate important conversations and make more informed decisions. * Access [information and ideas](https://www.pbig.ml.com/latest\-thinking/research\-insights.html) to help you pursue your goals * Tap into the knowledge of specialists who work closely with your Merrill Private Wealth advisor

Simplicity

**Simplicity** Wealth should liberate you, freeing you to pursue passions and interests. Managing the ever\-increasing complexity of your financial life, however, can quickly become all\-consuming. At Merrill, we work to help transform the way you interact with your wealth by distilling that complexity into clear findings and thoughtful guidance, grounded in a personalized plan. What's more, as a Merrill Private Wealth Management client, you have access to a [full range of solutions and services](https://www.pbig.ml.com/solutions.html) designed to help you address the challenges and opportunities significant wealth can bring.

Perspective

**Perspective** Considerable wealth requires a much longer\-term vision — a commitment to maintaining your wealth throughout your lifetime and for generations to come. We're familiar with the demands that kind of time horizon puts on your needs. With our diverse knowledge and experience, we can help safeguard you against reactionary thinking while identifying opportunities in the future. Plus, as a client, you have access to our dedicated Private Wealth Services, including: * [Merrill Center for Family Wealth](https://www.pbig.ml.com/solutions/merrill\-center\-for\-family\-wealth.html)^®^ * [Strategic Wealth Advisory Group](https://www.pbig.ml.com/solutions/strategic\-wealth\-advisory\-group.html) * [Family Office Services](https://www.pbig.ml.com/solutions/family\-office.html)

Recognition