John Taylor
,

First Vice President, Senior Financial Advisor
NMLS #1221994

1000 Aviara Parkway
Carlsbad, CA 92011
760.930.3134
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Understanding your life priorities is an important part of the relationship with you. It’s not just about markets and returns, it’s about what matters most to you.  I can collaborate to help create a personalized plan designed around you, your family, your goals and your aspirations.
Profile

QUALIFICATIONS
John has been a financial advisor since 1994. He has spent 21 years as a Naval Flight Officer in the US Navy. John has been a finance analyst and manager for wireless and information technology companies. He holds the following degrees: Bachelor of Science degree from Oregon State University, MBA in Financial Management, National University, US Navy Airborne Early Warning Weapons School (Top Gun). He also holds a CERTIFIED FINANCIAL PLANNER certification awarded by the Certified Financial Planner Board of Standards, Inc. and holds the Certified Portfolio Manager designation awarded by the Academy of Certified Portfolio Managers.

John is a Senior Portfolio Manager through Merrill Investment Advisory Program for which only a select group of Merrill Lynch Wealth Management’s Financial Advisors qualify. Through the Investment Advisory Program, he can make investment decisions in-line with your goals and risk tolerance. These are the benefits of the Investment Advisory Program.

PERSONAL PORTFOLIO MANAGEMENT — John is a specially qualified Senior Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. Senior Portfolio Managers are provided a high degree of flexibility in constructing portfolios and selecting securities. When servicing clients through the firm’s Investment Advisory Program, a Senior Portfolio Manager may manage his strategies on a discretionary basis. After meeting certain additional requirements, a Senior Portfolio Manager may use his own strategies to manage the assets of other Merrill Advisors’ clients.

CUSTOMIZED SERVICE — John will allocate your portfolio to help meet your specific needs and position it to take advantage of opportunities the market presents. Of course, John will demonstrate personal integrity and the ability to provide RISK MANAGEMENT- John gets to know you and your specific needs, goals and tolerance for risk. Based upon this, John develops a portfolio for you and reviews that portfolio on a periodic basis. Both Merrill Lynch Wealth Management and John place the highest priority on helping to ensure your investments are appropriate for your stated investment objectives

As a CERTIFIED FINANCIAL PLANNER professional, John is also qualified to advise you in Retirement and estate planning services.

PERSONAL
John is married to Cheryl Taylor, he is the father of four daughters. John enjoys flying and fishing.


I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Meet Our Professional Staff
Tanya S Phillips
Wealth Management Client Associate
858.381.8136
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Andrew Broughton
Wealth Management Banking Specialist
Merrill
John Karsnitz
Investment Solutions Group Portfolio Strategist
Bank of America, N.A.
Kimberly P Auerbach
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #637449
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
John Taylor is registered to do business in AL, AR, AZ, CA, CO, HI, ID, IL, KS, KY, MD, NC, NE, NH, NV, NY, OK, OR, SD, TX, UT, VA, WA, WY.