As a client of The Gandara Group at Merrill Lynch Wealth Management, you benefit from the experience of a nationally recognized team dedicated to serving successful families, business owners, executives, and international clients with sophisticated wealth management needs. Led by Fernando Gandara, Managing Director and International Wealth Advisor, our team combines decades of experience with the global resources of Merrill and the banking convenience of Bank of America to help clients create, preserve, and transfer wealth across generations.
Fernando has been recognized by Forbes Best-in-State Wealth Advisors from 2019 to 2026 (Published annually Jan – April. Rankings based on data as of June 30 of prior year) and ranked among Arizona's Best-in-State Wealth Management Teams from 2024 to 2026 (Published annually in January. Rankings based on data as of March 31 of prior year), The Gandara Group delivers highly personalized strategies tailored to each client's unique circumstances and long-term objectives.
Based in Tucson, Arizona, we serve clients across the United States and internationally, providing guidance in investment management, wealth preservation, estate planning needs, business succession, and multigenerational wealth transfer. Our mission is to simplify complexity, provide objective advice, and help families navigate financial decisions with confidence for generations to come
We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.
CIMA®, CPWA®


Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
