James A. Barasha

Approach

Wealth management is an ongoing, evolving process one that adapts as your life, goals, and circumstances change. By focusing on where you are today and where you want to go tomorrow, we can work together through life's milestones, transitions, and opportunities. My approach begins with getting to know you and your family understanding what matters most and how your financial decisions support your broader life priorities. From there, we collaborate to develop a personalized strategy that aligns with your investment preferences, risk tolerance, and long‑term objectives. As life evolves, I remain a consistent partner, helping you review and adjust your plan as needed to keep it aligned with your goals over time.

Capabilities

Effective financial planning begins with understanding where you are today, where you want to go, and the resources required to help you get there. We work collaboratively to develop a personalized financial strategy tailored to your goals, priorities, and life circumstances. Through Merrill, you gain access to comprehensive investment insights, paired with the banking convenience and lending solutions of Bank of America working together to support a coordinated approach to your financial future. Transparency is central to my practice, including clear discussions around potential risks and opportunities, as well as a clear understanding of the costs and value involved. Because life events and market conditions evolve, I maintain an ongoing relationship with you, reviewing progress, addressing changes as they arise, and making thoughtful adjustments to help keep your strategy aligned with your long‑term objectives throughout the journey ahead.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition