Yijuan (Jane) Zheng
Senior Financial Advisor

Named to the 2024 Forbes “Top Women Wealth Advisors Best-in-State” list

   Published on February 8, 2024. Rankings based on data as of September 30, 2023.*
The primary goal of our team is to help clients preserve and grow their wealth; We apply the process that emphasizes risk management, capital preservation and tax sensitivity.

The key focuses include:

- Strategies for Optimal Risk Adjusted Returns
- Utilizes all of Bank of America, N.A. banking services and Merrill's investment resources including option strategies to enhance portfolio income
- ETF Strategies
- IRA, SEP IRA and 401k; Roth IRA conversion strategies
- Corp retirement planning including defined benefit plans
- Alternative Investments and Private Equity
- Employer stock (ESPP, RSU) and option risk management
- Access to Trust and Fiduciary Services
- Banking products including lending products(Residential and commercial all over US); individual and business credit through Bank of America, N. A.
- Insurance policies including life, health and long term care

Powered by the Merrill Lynch Wealth Management program, Jane is able to quickly implement thoughtful changes to a client’s portfolio. To help clients achieve their financial goals, Jane includes a team of specialists and analysts using a broad range of financial services and strategies. Jane also works with clients’ other service providers such as tax advisors and attorney to help minimizing clients’ income tax and estate taxes.

Jane has been in financial service industry since 1994. She joined Merrill / Bank of America Corporation in 1997. She had been a Senior Vice President managing teams in the areas including mortgage pricing, cards, business loans, and merchant services.

Jane holds Chartered Retirement Planning Planning Counselor designation. She earned a PhD in Economics concentrating in Quantitative Finance in 1996 from University of California, Santa Barbara. Jane also speaks fluent Chinese (Mandarin and several dialects) and has great knowledge about Asian culture. She and her family live in Mesa.

*Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. *Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Options involve risk and are not suitable for all investors. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document Characteristics and Risks of Standardized Options. This document is available by contacting your Merrill Financial Advisor.

*NMLS#620238

*2024 Forbes “Top Women Wealth Advisors Best-in-State” list. Opinions provided by SHOOK^® Research, LLC and is based on in-person, virtual and telephone due-diligence meetings that measure best practices, client retention, industry experience, credentials, compliance records, firm nominations, assets under management and Firm-generated revenue (investment performance is not a criterion). SHOOK’s rankings are available for client evaluation only, are not indicative of future performance and do not represent any one client's experience and available for investor help in evaluating the right financial advisor and should not be considered an endorsement of the advisor. Compensation was not received from anyone for the study. Past performance does not guarantee future results. Details available at the SHOOK Research website. SHOOK is a registered trademark of SHOOK Research, LLC.

I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.