Justin Gillham
Senior Vice President, Wealth Management Advisor
23655 N Scottsdale Rd
Scottsdale, AZ 85255
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We provide sophisticated strategies and personalized attention to a limited number of wealthy individuals and families.  We combine the experience of understanding the complex financial needs of clients with substantial wealth with broad capabilities of a global institution to address your goals.

Justin Gillham - Senior Vice President, Wealth Management Advisor

Justin has been in the financial services industry since 2002 and joined Merrill Lynch Wealth Management in 2008. Justin is part of a team of wealth-management professionals who offer diverse financial strategies to high net worth individuals and businesses. His group offers a holistic approach to wealth management that includes investing, estate planning strategies, retirement planning strategies, wealth transfer strategies, education planning, wealth preservation and life insurance.

WGS insists on understanding the goals and specific situations of their clients, and endeavor to establish deep and valued relationships. Clients can expect to receive personalized advice and strategies through services required by a dedicated and experienced team.

Justin's approach to wealth management is consultative and objective, and he is committed to providing excellent service. First, he takes the time to listen to and review client financial situations, preferences and goals. Second, he offers recommendations for asset allocations designed to accurately reflect each client's income and growth expectations as well as time horizon, risk tolerance and liquidity needs. And third, he follows up with discussions covering a wide range of opportunities, including investments, retirement, estate planning services and philanthropy.

Justin is a 2002 graduate of Bowling Green State University, with a B.S. in Business Management with specializations in Finance, Financial Planning and Management Information Systems. He earned his CFP® certification in 2008 and his CRPC® designation in 2007. Justin enjoys playing golf in his free time and spending time with his family and friends. Justin is currently an active volunteer for the Little League in his community, Cactus Foothills Little League.  Justin served on the board for the Little League as well as devoted time to coaching.  Prior to his involvement in the Little League, Justin served as a member of the Fresh Start Women’s Foundation on the Men’s Council as well as a volunteer with the Phoenix Chapter of First Tee. He and his wife, Jen, live in Scottsdale, Arizona, with their three children.

Justin holds the CERTIFIED FINANCIAL PLANNER certification, awarded by the Certified Financial Planner Board of Standards, Inc., and the Chartered Retirement Planning CounselorTM designation awarded by the College for Financial Planning Institutes Corp.

Bryan Wollheim - Senior Vice President, Wealth Management Advisor

Bryan has worked in the industry 20+ years, joining Merrill Lynch Wealth Management in 2009. Bryan's goal is to be the very best in his field by working with high net worth families, individual investors and business owners in the development of their long-term financial goals. Bryan is a Portfolio Manager who can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.

Bryan graduated with a B.S./B.A in Finance at the University of Arizona. Along with his wife Jaclyn, Bryan has three daughters. He enjoys golf, traveling, snowboarding, and rooting for the Wildcats, Cardinals, Suns, and Diamondbacks.

Edward Sarraf - Senior Vice President, Senior Financial Advisor

Ed utilizes all his resources to deliver a clear and productive wealth management experience. He focuses on getting to know your unique situation and builds relationships based on trust. He evaluates your needs and desires, and employs wealth-management services to help meet those needs.

Ed earned his Bachelors of Science in Personnel Management from the University of Arizona Business School in 1991. Ed has more than 30 years of experience in the financial services industry. Ed began his career with Merrill Lynch Wealth Management in 1992, as a 401(k) representative at the World Financial Center in Manhattan, NY. Following nine years as a NASDAQ and hedge-fund trader, Ed rejoined Merrill in 2004. Ed, his wife and daughter reside in North Scottsdale. In his spare time Ed enjoys his lifelong passion of playing recreational ice hockey.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Merrill

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The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Justin Gillham is registered to do business in AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, KS, KY, LA, MA, MI, MN, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI.