Financial planning is a lot like the game Tetris.
At first, it’s slow.
There’s space. Time to think and room to recover.
Then life speeds up.
Raising kids.
Aging parents.
Retirement on the horizon.
And the pieces keep coming.
You’ve built something meaningful but now the decisions feel more complex.
It’s harder to see the full picture in real time.
That’s where I come in.
If you’re aiming for a work-optional lifestyle, I have a process that helps put the financial puzzle together.
Just like in Tetris, the goal isn’t to keep up.
It’s to optimize every move.
Preparing for retirement can feel overwhelming at times, you might wonder if you've saved enough or if your money will last. As you move closer to retirement, every dollar matters. A well-crafted plan provides clarity, helps to ensure your money works hard for you, and helps you avoid costly mistakes along the way. Our approach includes:
Developing a Personalized Plan: We create a clear, tailored strategy to help you build, preserve, and efficiently distribute your retirement savings.
Maximizing retirement Income: We design strategies to generate reliable income, including Social Security optimization, pensions, and investment withdrawals.
Minimizing Taxes: We incorporate tax-efficient strategies to help you keep more of your hard-earned money throughout retirement.
Managing Risks: We identify and plan for risks, such as market volatility, inflation, and healthcare costs, to protect your financial future.
Are you ready for retirement? Schedule a call today and gain the clarity you need!
*This material should be regarded as educational information on Social Security and is not intended to provide specific advice. If you have questions regarding your particular situation, you should contact the Social Security Administration and/or your legal or tax advisors.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
