I practice Merrill's most deeply held principal that my clients come first. It is my goal as your Financial Advisor to take a “hands on” approach to completely understanding your financial goals. Only when I understand your dreams and aspirations will I offer an effective approach to help achieve them.

I stress a long-term well disciplined approach to the investment process that’s based on Merrill's sound principals of asset allocation, diversification and rebalancing and will distinguish my services from other financial service companies by providing you personal service. We will use the best research tools in the industry to help keep your financial strategy in line with your goals, time horizon and risk tolerance. We want to build a relationship with you so that can become your trusted advisors in helping you achieve the financial success you deserve.

*Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2022 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.