James & Johnson Wealth Management Group

How We Help

Our services include: * Wealth Management * Retirement Planning * Investment Management * Retirement Income Strategies * Tax\-Efficient Wealth Planning * Estate and Legacy Planning * 401(k) and IRA Guidance * Business Owner Planning * Education Planning * Risk Management and Insurance Analysis * Charitable Giving Strategies

Our Process

### A Personalized Approach to Building and Preserving Wealth Every client has unique goals, priorities, and opportunities. Our process is designed to simplify financial complexity, provide clarity, and help you make confident decisions throughout every stage of life. ### Step 1: Discovery through the Personal Wealth Analysis ® We begin with a comprehensive review of your financial picture, including investments, retirement resources, income, tax considerations, and long\-term goals. This analysis helps identify opportunities, uncover potential gaps, and establish a foundation for your personalized strategy. ### Step 2: Strategy Development Using insights from your analysis, we develop a customized wealth management strategy tailored to your goals, risk tolerance, and timeline. Recommendations may include investment management, retirement planning, tax\-efficient strategies, estate planning, and risk management. ### Step 3: Implementation \& Coordination Once your strategy is in place, we coordinate implementation and help ensure all elements of your financial life work together effectively. Our team serves as your trusted financial partner, helping bring clarity and organization to complex decisions. ### Step 4: Ongoing Guidance \& Reviews As your life evolves, so should your financial strategy. Through ongoing reviews, we monitor progress, adjust recommendations when appropriate, and provide proactive guidance to help keep you aligned with your goals. ### What You Can Expect * A comprehensive view of your financial life * Personalized advice tailored to your goals * Clarity around important financial decisions * Access to Merrill's resources and capabilities * A long\-term relationship focused on your success **Our goal is simple: to help you simplify complexity, make informed decisions, and pursue lasting financial confidence for yourself and future generations.**

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition