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Bill Applegate

Name: Bill Applegate
Address: 520 Newport Center Dr, Newport Beach, CA, 92660, US
Telephone: (949) 721-6168

Assistant Vice President, Senior Financial Advisor

NMLS #242699

520 Newport Center Dr

Newport Beach CA 92660

(949) 721.6168

Learn more about an advisor's background on

We strive to create meaningful client experiences that extend well beyond what you may expect from a wealth management team.

ProfileAbout MeInsightsAbout Merrill

Profile

Bill Applegate has been helping individuals, families, and business owners navigate financial decisions since 2001. He joined Merrill in 2017 as a Financial Advisor, bringing more than two decades of industry experience to his clients.
A graduate of the University of Southern California, Bill earned a Bachelor of Science in Business Administration with an emphasis in Finance and participated in USC's Entrepreneur Program, gaining valuable insight into both personal and business financial planning.
Bill is passionate about helping clients define what matters most and develop strategies designed to align their financial resources with their goals. He leverages the extensive capabilities of Merrill together with the banking and lending resources of Bank of America to deliver a comprehensive wealth management experience.
A Newport Beach native, Bill remains actively involved in the local community and supports organizations including Hoag Hospital and The Living Desert. Outside the office, he enjoys spending time with family and friends, golfing, hiking, playing guitar, and exploring the outdoors with his dog, Bella.

About Me

Welcome

Our team operates as a concierge wealth management practice — a five-person team that oversees entrusted assets for a select group of clients across 20 states, with one defining principle: every client relationship receives the attention it actually requires.

We serve business owners, law firm partners, corporate executives, and financially independent women who have built real wealth and want an advisor who engages with their situation at the level it deserves. Not a quarterly call and a model portfolio — but a team that knows your full financial picture, coordinates across every dimension of it, and is available when decisions need to be made.

We focus on the planning decisions that sit alongside the portfolio — equity compensation strategy, business transition planning, retirement income for a single income stream, estate planning strategies that reflect how clients actually live. The investment account is one part of the picture. We work with all of it. More importantly, the clients who have been with us the longest tell us the same thing: they wished they had started the conversation sooner.

If you are wondering whether our team is the right fit, the easiest way to find out is a 30-minute conversation. Use the Contact Us button above to reach us directly.

Serving clients nationwide from our Newport Beach office.
(949) 721-6168 | William.Applegate@ml.com

Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family. **Your approach to investing** Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you \- to understand your goals and priorities. These questions will help us provide you with additional insights and resources. **Understanding your goals and priorities** Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

A major advantage in working together is to provide you with access to a Wealth Management Lending Officer from Bank of America, N.A., who can review and help with your home lending needs. *~^\*Wealth Management Lending Officers do not offer investment advice, nor make recommendations on investment products.^~*

Focus On

I offer clients a breadth of potential solutions, premier customer service and financial tools based on their unique circumstances. No matter what your goals may be, the process begins by defining and prioritizing your financial goals based on the following:\* Health: Managing healthcare expenses, now and in the future\* Home: Upsizing, downsizing, remodeling or buying a vacation home\* Family: Taking care of your family and other people in your life\* Leisure: Spending your free time in meaningful ways\* Giving: Volunteering, mentoring and giving to charities\* Work: Working in retirement, selling or starting a business\* Finance: Bringing it all together; defining your financial goalsThe team's industry knowledge and experience helps them provide you with:\* Potential risk management strategies\* Trust and estate planning services\* Tax\-minimization strategies\* Access to Bank of America for your credit and banking needs*This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Abhi Verma

Wealth Management Banking Specialist

Merrill

Aaron Deming

Senior Wealth Management Lending Officer

NMLS #637451

Bank of America, N.A.

David Rubalcava

Wealth Strategist

Merrill

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Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.