Tamara Kotaska

Our team strives to build long-lasting relationships based on trust, integrity, and bespoke advice, tailoring strategies to align with unique needs and aspirations. Through education, transparency, and proactive planning, we are dedicated to securing a brighter financial future for every client we serve.
Our team has significant experience working with high-net-worth individuals (HNWIs), with over 50 years of combined experience focusing on providing tailored financial advice, wealth management, estate planning services, portfolio strategies, tax minimization strategies, and other services to individuals with substantial financial resources. We have a deep understanding of the complexities that come with managing large estates, family legacies, and the unique needs of HNWIs such as:

• Wealth Management & Investment Planning: Helping clients grow and preserve their wealth through diversified investments in stocks, bonds, real estate, private equity, and alternative assets.
• Estate & Succession Planning Strategies: Assisting clients with structuring their estates to help minimize taxes, help ensure smooth wealth transfer to heirs, and align with personal values and philanthropic goals.
• Tax Optimization Strategies: Crafting strategies to help minimize tax liabilities for both individuals and their businesses.
• Philanthropy & Charitable Giving: Advising on setting up charitable foundations or structured giving that can benefit both the client's goals and society.
• Risk Management & Insurance: Identifying potential risks to wealth and suggesting suitable insurance products to help mitigate those risks.
• Family Governance & Education: Helping HNW families with governance structures, education on financial literacy for younger generations, and helping to ensure alignment on wealth management goals.
  
  _{Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.}